Membership

What are the benefits of a SUCC member?

1. SUCC Caring Fund (SCF)

   ***Php150.00 monthly (64 years old and below)

   • Financial assistance is equivalent to 25% of your gross hospital expenses, including medicines and doctor’s fees during your confinement.
   • Admitted patients are eligible to claim for the financial assistance. While, out-patient cases may be recommended by the SUCC caring fund doctor.
   • Maximum of Php10,000 financial assistance a month, or a maximum total of P30,000 a year.
   • Cancer or those with catastrophic illnesses can get financial aid for up to five years with their doctor’s certification. A yearly medical certificate is required, and Dr. Walden Ursos will determine if your disease is catastrophic.
   • Hospital bills/receipts with doctor’s medical certificate are required.
   • Must have paid at least 6 months prior to the claim.
   • Members are only given 90 days after discharge from confinement to file for the claim, or it will be forfeited.
2. Social Service Fund (SSF)

   ***Php200.00 monthly contribution

   Two instances where the mortuary benefit is given:

   a. In cases where a member suffered a loss of a family member:

   • If single, Php10,000.00 financial assistance for the death of parents; or Php10,000.00 financial assistance for the child’s death.
   • If married, Php10,000.00 financial assistance for spouse’s death; or Php10,000.00 financial assistance for the child’s death.
   b. In cases where the member dies:

   Membership Duration	Cash	The Gardens Lot	Mortuary Service (Funeral or Cremation)
   Less than one (1) year up to 5 years	Php50,000.00	The Gardens Lot **convertible to Php2,000.00	Mortuary service (Funeral or Cremation) **convertible to Php5,000.00
   More than Five (5) years up to Ten (10) years	Php100,000.00	The Gardens Lot **convertible to Php5,000.00	Mortuary service (Funeral or Cremation) **convertible to Php15,000.00
   Ten (10) years and more	Php200,000.00	The Gardens Lot **convertible to Php10,000.00	Mortuary service (Funeral or Cremation) **convertible to Php30,000.00

   **If dependent will choose to convert because the member has existing lot and mortuary plan.

   • The burial lot at the GARDENS MEMORIAL PARK at Cadawinonan, Dumaguete City, is free. Still, the deceased member’s family will bear the cost of the digging and tomb marker, which will be arranged with the Gardens Memorial Park office. Authorization from the SUCC office is needed for the burial lot assignment.
   • *Dependents now have the option to choose between the funeral plan or cremation plan.
3. 65 years old – Senior Citizen’s Benefit (SCF and SSF)

   Members at least 65 years old who have contributed to the fund for at least 5 years may now stop contributing to the fund starting Q3 2025.

   Note: A member who is at least 65 years old but has not completed at least 5 years of contribution may opt to pay in bulk.

4. DENTAL BENEFIT

   SUCC MULTIPURPOSE COOPERATIVE (SUCC) values the dental health of its members. In line with our commitment to community well-being and our journey towards becoming an ACCESS-branded cooperative, SUCC introduces the Dental Assistance Policy.

   • Coverage: The Dental Assistance Policy provides coverage for dental expenses incurred by SUCC members in good standing.
   • Annual Benefit: Each eligible member is entitled to Php700.00 per year towards dental treatments and services, up to the first 240 members.
   • Eligibility:
     • Members must maintain Category 1 or 2 standing with SUCC.
     • Membership status will be verified annually for continued eligibility.
   • Coverage Scope:
     • Routine dental check-ups
     • Dental cleaning and scaling
     • Emergency dental treatments
     • Fillings and extractions
   • Claim Process:
     • Members can seek reimbursement by submitting original receipts and proof of payment for dental services.
     • Claims must be submitted within 60 days of service.
     • Reimbursements will be processed within five (5) days upon receipt of complete documentation.